Systemic Racism is the key. Although this video uses animation, it's a great way to understand what is going on. How we should fix it is easy - equality without corruption.
I myself was a victim of Systemic Racism in the UK - yes, the UK is extremely xenophobic, and there is also a class system at work there, still going strong. However, it wasn't the case of class but my name (no, not Caile, that is my pen-name), which is not British-sounding, and so when I began looking for work, I received very few job interviews, and the ones that I did get were not as they seemed. For example, at one interview, as I entered the room, the interviewer was shocked and asked why I wasn't Black or Pakistani. He then blamed me for wasting his time because I was there to fulfil his quote of Equal Opportunity interview numbers and now he had to find someone else. This wasn't an isolated incident.